Amare Merz — Loan Officer at CMS Mortgage: Building relationships and roadmapsto homeownership across the Mid-Atlantic

Amaré Merz brings a refreshing blend of analytical precision and genuine care to mortgage lending across Delaware, DC, Florida, Maryland, Pennsylvania, Virginia, and West Virginia. What started as an unexpected opportunity 19 years ago has evolved into a calling that perfectly matches her love of numbers with her natural instinct to educate and empower. She approaches every conversation not as a single transaction, but as the beginning of a lasting relationship built on trust and transparency.

Amaré's philosophy centers on helping borrowers see the bigger picture—how their mortgage connects to their broader financial aspirations and long-term goals. She takes pride in demystifying the loan process, ensuring each client feels confident and informed at every step. The ultimate testament to her approach? She's now guiding the adult children of her original clients toward homeownership, proof that the relationships she builds truly stand the test of time.

When she's not helping clients navigate their home financing journey, Amaré enjoys life's simple pleasures with her two loyal companions, Tina and Teddy. You might find them out on the water paddleboarding, or she might be in the kitchen testing a new recipe, needles clicking away on a knitting project, or catching up with her adult sons. Amaré also holds three professional certifications: NAMB Certified Veterans Loan Specialist, NAMB Certified Credit Specialist, and DLA Certified Divorce Lending Professional.