Andrew ChittendenLoan Officer at CMS Mortgage

    Andrew Chittenden — Loan Officer at CMS Mortgage: Tucson roots, national reach—helping families unlock homeownership

    I help buyers and homeowners in Arizona pick the right loan and close without surprises.

    Free to talk. No credit check to start.

    Andrew Chittenden, Loan Officer
    Andrew Chittenden, NMLS #307017 · verify
    CMS Mortgage Solutions Inc. NMLS #212405
    in mortgage
    24 yrs
    licensed state
    AZ

    Let's see what fits you.

    Prefer to skip the form? Call, text or email me directly.

    Three quick questions

    Your answers go straight to Andrew, not a call queue. About two minutes.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Andrew

    What happens after I hit send?

    Your answers go straight to Andrew — not a call queue. Andrew reviews them personally and reaches out to walk you through the next step.

    Meet Andrew.

    Andrew Chittenden brings 24 years of mortgage expertise and a uniquely dual perspective to his clients in Arizona. As both a seasoned Loan Officer and a licensed Realtor®, Andrew understands every angle of the home financing journey—from finding the right property to securing the right loan terms. Based in Tucson, he's built his career on a foundation of cultural understanding, community connection, and a genuine passion for helping families build wealth through homeownership.

    With deep roots in Northern Mexico and decades of ties to the Tucson area, Andrew offers a personal, culturally informed approach that resonates especially with bilingual families navigating the mortgage process. Whether working with first-time buyers or seasoned investors, he takes the time to explain every detail, answer every question, and ensure his clients feel confident and supported from application to closing.

    Outside the office, Andrew is a proud father to three kids (ages 24, 23, and 11), a dedicated youth soccer coach, and someone who believes the best conversations happen over good food. His commitment to service extends beyond loans—it's about building lasting relationships and helping neighbors achieve the stability and pride that come with owning a home.

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Your answers come to me, not a queue.

    2. 2

      Lenders compete

      CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.

    3. 3

      A clear plan

      I walk you through what comes next in plain English, from first call to keys.

    Off the clock

    • Bilingual ProFluent in Spanish and English—serving Tucson's diverse community
    • Dual LicensedBoth a Loan Officer and a licensed Realtor®
    • Proud Dad & CoachFather of three and youth soccer coach in Tucson
    • Foodie at HeartBelieves the best conversations happen over great food

    Before you call

    Still unsure? Text me a question.

    Where are you licensed?

    I am licensed in Arizona. You can check my license any time on NMLS Consumer Access (NMLS #307017).

    What happens after I send the form?

    I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.

    Does talking to you cost anything or hurt my credit?

    A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.