Andrew Chittenden — Loan Officer at CMS Mortgage: Tucson roots, national reach—helping families unlock homeownership

Why borrowers stay calm with Andrew

Andrew Chittenden brings 24 years of mortgage expertise and a uniquely dual perspective to his clients in Arizona. As both a seasoned Loan Officer and a licensed Realtor®, Andrew understands every angle of the home financing journey—from finding the right property to securing the best loan terms. Based in Tucson, he's built his career on a foundation of cultural understanding, community connection, and a genuine passion for helping families build wealth through homeownership. With deep roots in Northern Mexico and decades of ties to the Tucson area, Andrew offers a personal, culturally informed approach that resonates especially with bilingual families navigating the mortgage process. Whether working with first-time buyers or seasoned investors, he takes the time to explain every detail, answer every question, and ensure his clients feel confident and supported from application to closing. Outside the office, Andrew is a proud father to three kids (ages 24, 23, and 11), a dedicated youth soccer coach, and someone who believes the best conversations happen over good food. His commitment to service extends beyond loans—it's about building lasting relationships and helping neighbors achieve the stability and pride that come with owning a home.