CMS Mortgage

    Christian HernandezLoan Officer at CMS Mortgage

    Christian Hernandez — Loan Officer at CMS Mortgage: Loans made simple,start to finish

    I help buyers and homeowners in 8 states pick the right loan and close without surprises.

    Answer 3 quick questionsText me first

    Free to talk. No credit check to start.

    Licensed loan officer
    NMLS #378369
    Licensed in
    AZCACOFLIDTNTXVA WA
    Company
    CMS Mortgage Solutions Inc.NMLS #212405

    Verify on NMLS Consumer Access

    licensed states
    8
    NMLS, tap to verify
    #378369

    Let's see what fits you.

    Prefer to skip the form? Call, text or email me directly.

    (949) 489-8300chernandez@cmsmtgsolutions.com

    Three quick questions

    Your answers go straight to Christian, not a call queue. About two minutes.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Christian

    What happens after I hit send?

    Your answers go straight to Christian — not a call queue. Christian reviews them personally and reaches out to walk you through the next step.

    Meet Christian.

    Christian Hernandez helps borrowers across nine states find the mortgage that fits. As a loan officer at CMS Mortgage Solutions, he works with first-time buyers, repeat purchasers, and anyone looking to refinance. His approach centers on clarity: every rate, term, and option gets explained in plain language so you can make confident decisions.

    Christian leverages CMS's wholesale network of 50+ lenders to compare rates and programs across the market. Whether you're buying in Phoenix, Austin, Miami, or Seattle, he shops your scenario to find competitive terms. You get multiple options, not a single take-it-or-leave-it offer.

    Licensed in Arizona, California, Colorado, Florida, Idaho, Tennessee, Texas, Virginia, and Washington, Christian brings broad state coverage and a straightforward process. When you reach out, expect quick responses, clear next steps, and a loan officer who treats your questions as priorities, not interruptions.

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Your answers come to me, not a queue.

    2. 2

      Lenders compete

      CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.

    3. 3

      A clear plan

      I walk you through what comes next in plain English, from first call to keys.

    Off the clock

    • Morning ritualCold brew, no matter the season
    • WeekendsHiking trails in Arizona
    • Best coworkerRescue lab mix named Copper
    • ReadingNonfiction, history and economics

    Before you call

    Still unsure? Text me a question.

    Where are you licensed?

    I am licensed in Arizona, California, Colorado, Florida, Idaho, Tennessee, Texas and VA WA. You can check my license any time on NMLS Consumer Access (NMLS #378369).

    What happens after I send the form?

    I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.

    Does talking to you cost anything or hurt my credit?

    A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.