Senior Loan Officer · MD, PA, DE
Craig Reynolds — Senior Loan Officer at CMS Mortgage: 25+ years guiding Mid-Atlantic families home, one conversation at a time
I'll get you from application to keys — personally. Let's start with three quick questions.
Let's see what you qualify for.
Three quick questions — straight to Craig, not a call queue.Craig takes it from there personally.
What brings you here today?
Prefer a human first? Text Craig
What happens after I hit send?
Your answers go straight to Craig — not a call queue. Craig reviews them personally and reaches out to walk you through the next step.
Why borrowers stay calm with Craig
Craig Reynolds has spent more than a quarter-century mastering the residential mortgage industry across Maryland, Pennsylvania, and Delaware. What began as a career suggestion from his sister—a mortgage veteran herself—has evolved into a calling defined by deep expertise and genuine care for each client he serves. Craig's longevity in the business isn't just about tenure; it's about the countless families he's guided through one of the biggest financial decisions of their lives, always with clarity, patience, and a personal touch that turns complex loan scenarios into straightforward paths forward. Whether you're a first-time buyer navigating the process for the very first time or a seasoned homeowner looking to refinance, Craig brings a wealth of knowledge from every corner of the mortgage world. He's seen market shifts, regulatory changes, and evolving loan products, and he uses that perspective to tailor solutions that fit your unique situation. His clients appreciate his ability to explain the details without the jargon and to stay accessible throughout the entire journey. When he's not working with clients, you'll likely find Craig and his family enjoying life on or around the Chesapeake Bay. That connection to the water and the Mid-Atlantic region runs deep—it's the same care and appreciation he brings to serving the communities where he's licensed and the people who call them home.
Weekend Escape
Loves spending time on the Chesapeake Bay with family
How I Started
My sister convinced me to try mortgages 25+ years ago
Local Expert
Proudly serving MD, PA, and DE communities
Experience
Over 25 years in residential mortgage lending
How it works with CMS
- 1
Answer three questions
Two minutes, right on this page. Craig gets your request directly — not a queue.
- 2
Wholesale lenders compete
CMS is a broker: lenders compete for your loan instead of you shopping them one by one.
- 3
A clear plan, personally
Craig walks you through exactly what comes next — no jargon, no surprises.


