CMS Mortgage

    Cris MillerLoan Officer at CMS Mortgage

    Cris Miller — Loan Officer at CMS Mortgage: Your mortgage ally in Virginia,ready to guide you home

    I help buyers and homeowners in Virginia pick the right loan and close without surprises.

    Answer 3 quick questionsText me first

    Free to talk. No credit check to start.

    Licensed loan officer
    NMLS #251942
    Licensed in
    VA
    Company
    CMS Mortgage Solutions Inc.NMLS #212405

    Verify on NMLS Consumer Access

    licensed state
    VA
    NMLS, tap to verify
    #251942

    Let's see what fits you.

    Prefer to skip the form? Call, text or email me directly.

    (757) 403-2836cmiller@cmsmtgsolutions.com

    Three quick questions

    Your answers go straight to Cris, not a call queue. About two minutes.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Cris

    What happens after I hit send?

    Your answers go straight to Cris — not a call queue. Cris reviews them personally and reaches out to walk you through the next step.

    Meet Cris.

    Cris Miller brings fresh energy and dedication to the Virginia mortgage market as a Loan Officer with CMS Mortgage. Though newer to the industry, Cris approaches every client conversation with genuine care and a commitment to making the home financing process clear and approachable. Licensed throughout Virginia, Cris works with first-time buyers, growing families, and anyone looking to put down roots in the Commonwealth.

    What sets Cris apart is an authentic desire to be more than just a transaction facilitator—Cris is truly an ally in the homebuying journey. Whether you're navigating your first purchase or refinancing to better fit your life, Cris takes time to understand your goals and explain your options in plain English. With a focus on responsiveness and transparency, Cris ensures clients feel informed and confident every step of the way.

    Outside the office, Cris stays connected to the Virginia community and is always learning new ways to serve borrowers better. If you're looking for a loan officer who will listen, advocate, and work hard to get you to closing, Cris Miller is ready to help.

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Your answers come to me, not a queue.

    2. 2

      Lenders compete

      CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.

    3. 3

      A clear plan

      I walk you through what comes next in plain English, from first call to keys.

    Off the clock

    • ServingAll of Virginia
    • Powered byMorning coffee and client wins
    • Favorite part of the jobSeeing first-time buyers get their keys
    • Known forQuick responses and clear explanations

    Before you call

    Still unsure? Text me a question.

    Where are you licensed?

    I am licensed in Virginia. You can check my license any time on NMLS Consumer Access (NMLS #251942).

    What happens after I send the form?

    I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.

    Does talking to you cost anything or hurt my credit?

    A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.