CMS Mortgage

    Dierdre Hartfield-CooperLoan Officer at CMS Mortgage

    Dierdre Hartfield-Cooper — Loan Officer at CMS Mortgage: Here to helpyou close

    I help buyers and homeowners in Alabama pick the right loan and close without surprises.

    Answer 3 quick questionsText me first

    Free to talk. No credit check to start.

    Licensed loan officer
    NMLS #2094546
    Licensed in
    AL
    Company
    CMS Mortgage Solutions Inc.NMLS #212405

    Verify on NMLS Consumer Access

    licensed state
    AL
    NMLS, tap to verify
    #2094546

    Let's see what fits you.

    Prefer to skip the form? Call, text or email me directly.

    (770) 265-2019dcooper@cmsmtgsolutions.com

    Three quick questions

    Your answers go straight to Dierdre, not a call queue. About two minutes.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Dierdre

    What happens after I hit send?

    Your answers go straight to Dierdre — not a call queue. Dierdre reviews them personally and reaches out to walk you through the next step.

    Meet Dierdre.

    Dierdre Hartfield-Cooper works with borrowers across Alabama to secure home loans that fit their budget and goals. Whether you're buying your first home, refinancing, or upgrading, she focuses on finding the right loan structure and making sure you understand every number on the page before you sign.

    Because CMS Mortgage is a wholesale broker, Dierdre can shop 50+ lenders per scenario instead of offering a single bank's rate sheet. That means more options for borrowers with unique credit situations, self-employment income, or down payment constraints. She walks you through what each lender offers and why one might save you more over the life of the loan.

    Dierdre is licensed in Alabama and backed by a top-50 national brokerage with 20+ years in business. When you reach out, expect a clear breakdown of your monthly payment, down payment options, and what you need to lock your rate.

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Your answers come to me, not a queue.

    2. 2

      Lenders compete

      CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.

    3. 3

      A clear plan

      I walk you through what comes next in plain English, from first call to keys.

    Off the clock

    • ReadingMystery novels, one per week
    • Morning RitualCold brew, no sugar
    • PetRescue beagle named Biscuit

    Before you call

    Still unsure? Text me a question.

    Where are you licensed?

    I am licensed in Alabama. You can check my license any time on NMLS Consumer Access (NMLS #2094546).

    What happens after I send the form?

    I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.

    Does talking to you cost anything or hurt my credit?

    A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.