Edyson CoavoyLoan Officer at CMS Mortgage

    Edyson Coavoy — Loan Officer at CMS Mortgage: Mortgages,made easy

    I help buyers and homeowners in Virginia pick the right loan and close without surprises.

    Free to talk. No credit check to start.

    Licensed loan officer
    NMLS #984200
    Licensed in
    VA
    Company
    CMS Mortgage Solutions Inc.NMLS #212405

    Verify on NMLS Consumer Access

    licensed state
    VA
    NMLS, tap to verify
    #984200

    Let's see what fits you.

    Prefer to skip the form? Call, text or email me directly.

    Three quick questions

    Your answers go straight to Edyson, not a call queue. About two minutes.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Edyson

    What happens after I hit send?

    Your answers go straight to Edyson — not a call queue. Edyson reviews them personally and reaches out to walk you through the next step.

    Meet Edyson.

    Edyson Coavoy helps borrowers across Virginia navigate their home financing options with clarity and care. Whether you're buying your first home, refinancing to lower your monthly payment, or exploring options with a non-traditional income situation, Edyson translates the process into plain English. He takes the time to walk you through every number that matters: your down payment, your monthly payment, and what you need to qualify.

    Edyson works as part of CMS Mortgage Solutions, a top-50 national brokerage that shops 50+ lenders per scenario. That means you get access to more loan programs and more competitive pricing than you would at a single bank. Edyson compares options side by side so you can see exactly what each path costs and choose the one that fits your budget.

    With one year of hands-on experience and the full backing of a 20-year brokerage, Edyson brings fresh energy and deep resources to every file. When you reach out, expect straight answers, no jargon, and a clear plan to get you to the closing table.

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Your answers come to me, not a queue.

    2. 2

      Lenders compete

      CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.

    3. 3

      A clear plan

      I walk you through what comes next in plain English, from first call to keys.

    Off the clock

    • Morning ritualCold brew, no sugar
    • Currently readingAtomic Habits by James Clear
    • Weekend escapeHiking Shenandoah trails

    Before you call

    Still unsure? Text me a question.

    Where are you licensed?

    I am licensed in Virginia. You can check my license any time on NMLS Consumer Access (NMLS #984200).

    What happens after I send the form?

    I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.

    Does talking to you cost anything or hurt my credit?

    A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.