Jannette NevarezLoan Officer at CMS Mortgage

    Jannette Nevarez — Loan Officer at CMS Mortgage: Here to helpyou close

    I help buyers and homeowners in Arizona pick the right loan and close without surprises.

    Free to talk. No credit check to start.

    Licensed loan officer
    NMLS #197686
    Licensed in
    AZ
    Company
    CMS Mortgage Solutions Inc.NMLS #212405

    Verify on NMLS Consumer Access

    licensed state
    AZ
    NMLS, tap to verify
    #197686

    Let's see what fits you.

    Prefer to skip the form? Call or text me directly.

    Three quick questions

    Your answers go straight to Jannette, not a call queue. About two minutes.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Jannette

    What happens after I hit send?

    Your answers go straight to Jannette — not a call queue. Jannette reviews them personally and reaches out to walk you through the next step.

    Meet Jannette.

    Jannette Nevarez is a loan officer who helps Arizona borrowers navigate the mortgage process with clarity and consistency. Whether you're buying your first home, refinancing, or moving up, she focuses on finding the loan that fits your budget and timeline. She answers questions in plain language and walks through every option available to you.

    Jannette works as part of CMS Mortgage Solutions, a top-50 national brokerage that shops 50+ lenders on every scenario. That means she can compare rates and programs across dozens of options to find what works for your income, credit, and down payment situation. You get more choices, not just what one bank offers.

    With two years of experience and access to CMS's deep lender network, Jannette brings both knowledge and resourcefulness to every file. When you reach out, expect a straightforward conversation about your goals, a clear breakdown of what you qualify for, and a plan to get you to closing.

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Your answers come to me, not a queue.

    2. 2

      Lenders compete

      CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.

    3. 3

      A clear plan

      I walk you through what comes next in plain English, from first call to keys.

    Off the clock

    • Morning ritualCold brew, year-round
    • Current readPsychological thrillers
    • WeekendsHiking Camelback and Superstitions

    Before you call

    Still unsure? Text me a question.

    Where are you licensed?

    I am licensed in Arizona. You can check my license any time on NMLS Consumer Access (NMLS #197686).

    What happens after I send the form?

    I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.

    Does talking to you cost anything or hurt my credit?

    A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.