Karen Pelosi · Loan Officer at CMS Mortgage
Karen Pelosi — Loan Officer at CMS Mortgage: Arizona and California mortgages,no jargon required
I help buyers and homeowners in Arizona and California pick the right loan and close without surprises.
Free to talk. No credit check to start.
- Licensed loan officer
- NMLS #1497717
- Licensed in
- AZCA
- Company
- CMS Mortgage Solutions Inc.NMLS #212405
- licensed states
- AZ · CA
- NMLS, tap to verify
- #1497717
Three quick questions
Your answers go straight to Karen, not a call queue. About two minutes.
What brings you here today?
Prefer a human first? Text Karen
What happens after I hit send?
Your answers go straight to Karen — not a call queue. Karen reviews them personally and reaches out to walk you through the next step.
Meet Karen.
Karen Pelosi helps buyers in Arizona and California lock down financing that fits their budget and timeline. Whether you're buying your first home or refinancing, she translates loan options into plain English and finds the rate that works. Her approach is direct: answer your questions, run the numbers, and get you to closing without surprises.
Karen works with CMS Mortgage Solutions, a wholesale brokerage that shops your scenario across 50+ lenders. That means more loan options and better rates than a single bank can offer. She handles everything from conventional and FHA loans to jumbo financing in high-cost counties across California and Arizona's growing metro markets.
With two years of lending experience and access to a top-50 national brokerage network, Karen knows how to navigate Arizona's fast-moving housing market and California's jumbo landscape. When you reach out, you'll get a straight answer on what you qualify for, what your monthly payment will look like, and what comes next.
How it works with CMS
- 1
Answer three questions
Two minutes, right on this page. Your answers come to me, not a queue.
- 2
Lenders compete
CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.
- 3
A clear plan
I walk you through what comes next in plain English, from first call to keys.
Off the clock
- Morning ritualCold brew, every single day
- WeekendsHiking Camelback and Sedona trails
- Current readTrue crime podcasts and memoirs
Before you call
Still unsure? Text me a question.
Where are you licensed?
I am licensed in Arizona and California. You can check my license any time on NMLS Consumer Access (NMLS #1497717).
What happens after I send the form?
I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.
Does talking to you cost anything or hurt my credit?
A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.
