Kristen Genovese — Senior Loan Officer at CMS Mortgage: Your mortgage ally,in any state you're buying.

Kristen Genovese is a Loan Officer with 13 years of experience helping buyers navigate mortgages across eleven states. She works with first-time buyers figuring out down payment options, repeat buyers upgrading or relocating, and self-employed borrowers who need creative documentation strategies. Kristen's approach is straightforward: answer the question, explain the numbers, and get you to the closing table without surprises.

What sets Kristen apart is her multi-state licensing footprint. She's licensed in Arizona, California, Colorado, Connecticut, DC, Maryland, Massachusetts, Mississippi, New Hampshire, North Carolina, and Virginia, which means she can close loans from Boston to San Diego without handing you off to another LO mid-process. Whether you're moving cross-country or buying investment property in a different state, she knows the local programs and can shop 50+ lenders in each market.

With 13 years in the industry, Kristen has seen multiple rate cycles, guideline changes, and market shifts. When you reach out, you get clear answers about what you qualify for, what your monthly payment will look like, and what documents you need to gather. No jargon, no runaround.