Kunal Khanna · Loan Officer at CMS Mortgage
Kunal Khanna — Loan Officer at CMS Mortgage: Your mortgageally in the DMV
I help buyers and homeowners in District of Columbia, Maryland and Virginia pick the right loan and close without surprises.
Free to talk. No credit check to start.
CMS Mortgage Solutions Inc. NMLS #212405
- in mortgage
- 20 yrs
- licensed states
- DC · MD · VA
Let's see what fits you.
Prefer to skip the form? Call, text or email me directly.
Three quick questions
Your answers go straight to Kunal, not a call queue. About two minutes.
What brings you here today?
Prefer a human first? Text Kunal
What happens after I hit send?
Your answers go straight to Kunal — not a call queue. Kunal reviews them personally and reaches out to walk you through the next step.
Meet Kunal.
Kunal Khanna is a loan officer serving buyers across Washington, D.C., Maryland, and Virginia. Whether you're a first-time buyer navigating down payment options or a repeat buyer looking to refinance, Kunal focuses on translating complex loan scenarios into clear next steps. He breaks down the numbers so you know exactly what your monthly payment looks like before you make an offer.
What sets Kunal apart is his responsiveness and his willingness to explain the same concept three different ways until it clicks. He's built his practice around being available when you need him, answering questions quickly, and keeping everyone in the loop from contract to close. No question is too small, and no call goes unreturned.
Kunal has spent two years building his expertise in the competitive DMV market, where inventory moves fast and buyers need pre-approvals they can count on. As part of CMS Mortgage Solutions, he shops 50+ lenders per scenario to find the rate and program that fits your situation. When you reach out, you'll get straight answers, realistic timelines, and a loan officer who treats your approval like it matters.
How it works with CMS
- 1
Answer three questions
Two minutes, right on this page. Your answers come to me, not a queue.
- 2
Lenders compete
CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.
- 3
A clear plan
I walk you through what comes next in plain English, from first call to keys.
Off the clock
- Morning ritualCold brew, no exceptions
- Weekend escapeHiking Shenandoah trails
- Current readBiographies of tech founders
Before you call
Still unsure? Text me a question.
Where are you licensed?
I am licensed in District of Columbia, Maryland and Virginia. You can check my license any time on NMLS Consumer Access (NMLS #253695).
What happens after I send the form?
I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.
Does talking to you cost anything or hurt my credit?
A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.