Larisa Barclay · Loan Officer at CMS Mortgage
Larisa Barclay — Loan Officer at CMS Mortgage: Simplifying home loans,one conversation at a time
I help buyers and homeowners in Virginia pick the right loan and close without surprises.
Free to talk. No credit check to start.
- Licensed loan officer
- NMLS #2657471
- Licensed in
- VA
- Company
- CMS Mortgage Solutions Inc.NMLS #212405
- licensed state
- VA
- NMLS, tap to verify
- #2657471
Let's see what fits you.
Prefer to skip the form? Call, text or email me directly.
Three quick questions
Your answers go straight to Larisa, not a call queue. About two minutes.
What brings you here today?
Prefer a human first? Text Larisa
What happens after I hit send?
Your answers go straight to Larisa — not a call queue. Larisa reviews them personally and reaches out to walk you through the next step.
Meet Larisa.
Larisa Barclay specializes in making mortgage financing clear and accessible for Virginia homebuyers. Whether you're buying your first home or refinancing to lower your monthly payment, she takes the time to explain every option in plain language so you can make confident decisions. Her approach is straightforward: ask questions, get real answers, no jargon required.
Larisa works with borrowers across Virginia, tapping into the CMS network of 50+ lenders to find the right fit for your credit profile, down payment, and timeline. She's known for breaking down complex scenarios into simple next steps, especially for buyers who feel overwhelmed by the mortgage process or haven't worked with a broker before.
With one year of hands-on lending experience and the full support of a top-50 national brokerage, Larisa brings fresh energy and deep attention to detail. When you reach out, you'll get a quick response, a clear explanation of what's possible, and a roadmap to get you to the closing table.
How it works with CMS
- 1
Answer three questions
Two minutes, right on this page. Your answers come to me, not a queue.
- 2
Lenders compete
CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.
- 3
A clear plan
I walk you through what comes next in plain English, from first call to keys.
Off the clock
- Morning ritualCold brew, every single day
- Current readThrillers and true crime podcasts
- Weekend escapeHiking Shenandoah trails
Before you call
Still unsure? Text me a question.
Where are you licensed?
I am licensed in Virginia. You can check my license any time on NMLS Consumer Access (NMLS #2657471).
What happens after I send the form?
I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.
Does talking to you cost anything or hurt my credit?
A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.