First-Time Buyer Loan Officers in Virginia
A first-time buyer loan officer guides new homeowners through the full process, from pre-approval to closing. They help match borrowers with low-down-payment programs, grants, and educational support that reduce first-purchase friction.
4 loan officers•2.5 average rating
Language
Corrina Carter
Owner/CEO
NMLS #212406
5.0
LeadershipFirst-Time BuyersDE • GA • IN • ME • NM • OK • PA • SC • TN • TX • VA
View Profile & Book Call
Alexa Faithful
Senior Loan Officer
NMLS #1465347
Active LO/ProducingVA LoansFHA LoansMD • VA • GA
View Profile & Book Call
Christine Efird
Loan Officer
NMLS #2297900
5.0
Active LO/ProducingVA LoansSelf-Employed BorrowersCA • FL • NC • VA • SC
View Profile & Book Call
Hyemi Backof
Senior Loan Officer
NMLS #2388044
Active LO/ProducingFHA LoansFirst-Time BuyersVA
View Profile & Book CallFrequently Asked Questions
- What programs are available for first-time home buyers?
- First-time buyers may be eligible for FHA, VA, USDA, low-down-payment conventional options, and state or local assistance programs. The right choice depends on credit, income, location, and cash available.
- How much money do I need to buy my first home?
- The answer depends on the program. Some buyers qualify with little or no down payment, while others choose to bring more cash to improve pricing or reduce monthly payments.
- What's the difference between VA, FHA, and conventional loans?
- VA loans are built for eligible military borrowers, FHA loans provide more flexibility for credit and down payment, and conventional loans often work well for stronger-credit borrowers seeking long-term cost efficiency.
- How do I verify a loan officer is licensed?
- You can verify a loan officer by checking their NMLS number in NMLS Consumer Access. Licensed professionals should be comfortable providing that information.