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Compare Mortgage Loan Programs
See which loan fits your situation. Select up to 3 programs to compare side by side and find your best match.
Choose from 40+ loan programs across all categories
Loan 1
Loan 2
Loan 3
Choose loans from the dropdowns above or use one of the popular comparison presets to get started.
Comparing Loans
How to read a side-by-side comparison like a loan expert.
Focus on the rows that change your real cost and eligibility: minimum down payment, minimum credit score, how income is documented, whether mortgage insurance applies (and if it can be removed), and the maximum loan amount. Our side-by-side table puts exactly those factors next to each other for up to three programs at once.
VA vs FHA vs Conventional is the most common matchup for homebuyers, while self-employed borrowers usually compare Bank Statement vs P&L vs DSCR programs. Investors weigh DSCR against rental property loans, and rate-sensitive buyers compare fixed-rate against ARM and jumbo options. One-click presets for each of these are built into the tool.
A bank can only offer its own products, so its comparison stops at its own menu. As a broker, CMS shops 50+ lenders — which means the comparison isn't just between loan types, it's between dozens of competing offers for the same loan type. The same program from a different lender can be a meaningfully different deal.
That's normal — a table can't see your full picture. Talk to a CMS loan expert and we'll match your down payment, credit profile, and income documentation against the whole product lineup, including specialty programs for first-time buyers, veterans, and self-employed borrowers that may not have made your shortlist.
Start your application and get pre-approved in as little as 15 minutes.
Get Pre-ApprovedTalk to a loan expert who can help you choose the right program for your situation.
Talk to an Expert