Lynette Moreno, Senior Loan OfficerNMLS #945038
    Lynette Moreno

    Senior Loan Officer · AZ

    Lynette MorenoSenior Loan Officer at CMS Mortgage: Your Hometown Lender

    I'll get you from application to keys — personally. Let's start with three quick questions.

    Text me first
    6 yrsin mortgage
    AZlicensed state
    #945038NMLS verified

    Let's see what you qualify for.

    Three quick questions — straight to Lynette, not a call queue.Lynette takes it from there personally.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Lynette

    What happens after I hit send?

    Your answers go straight to Lynette — not a call queue. Lynette reviews them personally and reaches out to walk you through the next step.

    Why borrowers stay calm with Lynette

    Lynette Moreno, Your Hometown Lender, is passionate about helping Arizona families achieve the dream of homeownership. She specializes in working with clients who have been turned down by other lenders or believe they don't qualify. Lynette knows that every financial situation is unique, and she believes that with the right guidance and a solid plan, homeownership is often closer than people think. Known for her patience, honesty, and credit expertise, Lynette takes the time to educate her clients and develop personalized strategies to improve their financial profile. Whether it's rebuilding credit, reducing debt, or identifying the right loan program, she's committed to helping her clients succeed—not just today, but for the long term. Licensed throughout Arizona, Lynette offers FHA, VA, USDA, Conventional, and Non-QM financing. She is dedicated to providing clear communication, personalized service, and unwavering support from the first conversation through closing. "Your goals become my goals, and I'm committed to helping you find the path to homeownership."

    Award

    Credit Expertise

    More than 15 years helping clients strengthen their credit

    Home

    Specialty

    USDA loans and second-chance homebuyers

    Heart

    Dog Lover

    Ask about her four-legged family members

    MapPin

    Home Base

    Serving families across Arizona

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Lynette gets your request directly — not a queue.

    2. 2

      Wholesale lenders compete

      CMS is a broker: lenders compete for your loan instead of you shopping them one by one.

    3. 3

      A clear plan, personally

      Lynette walks you through exactly what comes next — no jargon, no surprises.