CMS Mortgage

    Melissa OkrasinskiBranch Manager at CMS Mortgage

    Melissa Okrasinski — Branch Manager at CMS Mortgage: Simplifying home loans across Delaware,Maryland, and Virginia.

    I help buyers and homeowners in Delaware, Maryland and Virginia pick the right loan and close without surprises.

    Answer 3 quick questionsText me first

    Free to talk. No credit check to start.

    Melissa Okrasinski, Branch Manager
    Melissa Okrasinski, NMLS #296211 · verify
    CMS Mortgage Solutions Inc. NMLS #212405
    in mortgage
    17 yrs
    licensed states
    DE · MD · VA

    Let's see what fits you.

    Prefer to skip the form? Call, text or email me directly.

    (703) 727-6727melissao@cmsmtgsolutions.com

    Three quick questions

    Your answers go straight to Melissa, not a call queue. About two minutes.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Melissa

    What happens after I hit send?

    Your answers go straight to Melissa — not a call queue. Melissa reviews them personally and reaches out to walk you through the next step.

    Hi, I’m Melissa.

    I believe everyone deserves to know and trust the professional they are working with.

    For two decades, I have helped individuals understand their options and feel confident about every step forward—no confusing jargon, no surprises, just honest guidance and support you can count on.

    I started my career in banking and financial advisory. This gave me the foundation to always keep a borrower’s total financial picture in mind, not just their credit. Finance is a language I’ve spoken throughout my entire career. I left financial advisory and became a loan originator during the Great Financial Crisis of the early 2000’s and I never lost the careful thought process that was a must during that time.

    I am passionate about empowering borrowers to confidently understand and drive their lending process, not the other way around. A consumer should never walk away from a loan closing confused and frustrated.

    This is where I can help. It would be my honor to help give you the tools.

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Your answers come to me, not a queue.

    2. 2

      Lenders compete

      CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.

    3. 3

      A clear plan

      I walk you through what comes next in plain English, from first call to keys.

    Before you call

    Still unsure? Text me a question.

    Where are you licensed?

    I am licensed in Delaware, Maryland and Virginia. You can check my license any time on NMLS Consumer Access (NMLS #296211).

    What happens after I send the form?

    I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.

    Does talking to you cost anything or hurt my credit?

    A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.