CMS Mortgage

    Michael CancioLoan Officer at CMS Mortgage

    Michael Cancio — Loan Officer at CMS Mortgage: Turning Florida home financinginto a seamless, stress-free experience

    I help buyers and homeowners in Florida pick the right loan and close without surprises.

    Answer 3 quick questionsText me first

    Free to talk. No credit check to start.

    Licensed loan officer
    NMLS #1445302
    Licensed in
    FL
    Company
    CMS Mortgage Solutions Inc.NMLS #212405

    Verify on NMLS Consumer Access

    licensed state
    FL
    NMLS, tap to verify
    #1445302

    Let's see what fits you.

    Prefer to skip the form? Call, text or email me directly.

    (813) 253-9151mcancio@cmsmtgsolutions.com

    Three quick questions

    Your answers go straight to Michael, not a call queue. About two minutes.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Michael

    What happens after I hit send?

    Your answers go straight to Michael — not a call queue. Michael reviews them personally and reaches out to walk you through the next step.

    Meet Michael.

    Michael Cancio brings a comprehensive understanding of mortgage lending to every client he serves across Florida. With expertise spanning Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, Michael has built his practice on the belief that every borrower deserves more than just a loan—they deserve the right loan, tailored to their unique financial situation and long-term goals.

    What sets Michael apart is his commitment to staying ahead of industry shifts and regulatory changes. He views himself as both a guide and an advocate, ensuring that borrowers move through the loan process with confidence and clarity. Whether he's working with first-time buyers navigating their options or experienced homeowners exploring refinancing opportunities, Michael's approach is hands-on and detail-oriented, leaving nothing to chance.

    Michael's philosophy is simple: homeownership is one of life's most significant milestones, and it shouldn't feel overwhelming. By combining deep product knowledge with a genuine passion for problem-solving, he transforms complex transactions into manageable steps, helping Florida families unlock the doors to their future with ease and confidence.

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Your answers come to me, not a queue.

    2. 2

      Lenders compete

      CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.

    3. 3

      A clear plan

      I walk you through what comes next in plain English, from first call to keys.

    Off the clock

    • Home BaseProudly serving homebuyers across Florida
    • Loan ExpertiseSpecializes in Conventional, Jumbo, FHA, VA, USDA & Renovation loans
    • Always LearningStays on top of industry trends and regulatory changes
    • PhilosophyEvery client deserves the most competitive loan, not just any loan

    Before you call

    Still unsure? Text me a question.

    Where are you licensed?

    I am licensed in Florida. You can check my license any time on NMLS Consumer Access (NMLS #1445302).

    What happens after I send the form?

    I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.

    Does talking to you cost anything or hurt my credit?

    A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.