Noelia CabreraLoan Officer at CMS Mortgage

    Noelia Cabrera — Loan Officer at CMS Mortgage: Keys to your new home,plain talk all the way

    I help buyers and homeowners in 5 states pick the right loan and close without surprises.

    Free to talk. No credit check to start.

    Noelia Cabrera, Loan Officer
    Noelia Cabrera, NMLS #809712 · verify
    CMS Mortgage Solutions Inc. NMLS #212405
    licensed states
    5
    NMLS, tap to verify
    #809712

    Let's see what fits you.

    Prefer to skip the form? Call, text or email me directly.

    Three quick questions

    Your answers go straight to Noelia, not a call queue. About two minutes.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Noelia

    What happens after I hit send?

    Your answers go straight to Noelia — not a call queue. Noelia reviews them personally and reaches out to walk you through the next step.

    Meet Noelia.

    Noelia Cabrera helps borrowers across five states find the right loan for their situation, with a focus on first-time buyers and anyone navigating the mortgage process for the first time. She works with buyers who need clear explanations and straight answers about down payment options, credit requirements, and what their monthly payment will actually look like. Her approach is practical: get your questions answered quickly, understand your options, and move forward with confidence.

    Noelia is bilingual and works with clients in English and Spanish, which means clearer communication and fewer missed details when it matters most. She takes the time to explain each step in the language that works best for you, whether you're comparing conventional and FHA loans or figuring out what documents you need to submit.

    With two years of experience and access to CMS Mortgage's network of 50+ lenders, Noelia shops your scenario across multiple options to find competitive rates and terms. When you reach out, you'll get a clear breakdown of what you qualify for, what your next steps are, and a timeline you can count on.

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Your answers come to me, not a queue.

    2. 2

      Lenders compete

      CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.

    3. 3

      A clear plan

      I walk you through what comes next in plain English, from first call to keys.

    Off the clock

    • Morning ritualCuban coffee, always
    • ReadingHistorical fiction on weekends
    • CommunityVolunteers at local food bank

    Before you call

    Still unsure? Text me a question.

    Where are you licensed?

    I am licensed in Florida, Maryland, North Carolina, Tennessee and Virginia. You can check my license any time on NMLS Consumer Access (NMLS #809712).

    What happens after I send the form?

    I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.

    Does talking to you cost anything or hurt my credit?

    A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.