Patricia DoRosarioLoan Officer at CMS Mortgage

    Patricia DoRosario — Loan Officer at CMS Mortgage: Simplifying home loans,one borrower at a time.

    I help buyers and homeowners in 4 states pick the right loan and close without surprises.

    Free to talk. No credit check to start.

    Licensed loan officer
    NMLS #1794817
    Licensed in
    FLGATXVA
    Company
    CMS Mortgage Solutions Inc.NMLS #212405

    Verify on NMLS Consumer Access

    licensed states
    4
    NMLS, tap to verify
    #1794817

    Let's see what fits you.

    Prefer to skip the form? Call, text or email me directly.

    Three quick questions

    Your answers go straight to Patricia, not a call queue. About two minutes.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Patricia

    What happens after I hit send?

    Your answers go straight to Patricia — not a call queue. Patricia reviews them personally and reaches out to walk you through the next step.

    Meet Patricia.

    Patricia DoRosario helps borrowers across Florida, Georgia, Texas, and Virginia navigate the mortgage process with clarity and confidence. Whether you're buying your first home, refinancing, or relocating across state lines, Patricia focuses on breaking down complex loan options into plain language so you can make informed decisions. She believes that understanding your monthly payment, down payment options, and what you qualify for should never feel overwhelming.

    Patricia works as part of the CMS Mortgage network, which means she can shop 50+ lenders to find the right fit for your scenario. Instead of being limited to one bank's products, you get access to a full marketplace of rates and programs. Patricia handles the comparison work so you don't have to call ten different lenders yourself.

    With two years of experience and a growing practice across four states, Patricia is building her expertise by focusing on clear communication and responsive service. When you reach out, you'll get straightforward answers about what you qualify for, what your options are, and what happens next.

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Your answers come to me, not a queue.

    2. 2

      Lenders compete

      CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.

    3. 3

      A clear plan

      I walk you through what comes next in plain English, from first call to keys.

    Off the clock

    • Morning ritualIced coffee year-round, even in winter
    • Current readHistorical fiction and memoirs
    • Weekend vibeLive music venues in Tampa

    Before you call

    Still unsure? Text me a question.

    Where are you licensed?

    I am licensed in Florida, Georgia, Texas and Virginia. You can check my license any time on NMLS Consumer Access (NMLS #1794817).

    What happens after I send the form?

    I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.

    Does talking to you cost anything or hurt my credit?

    A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.