CMS Mortgage

    Patricia LarsenLoan Officer at CMS Mortgage

    Patricia Larsen — Loan Officer at CMS Mortgage: Your home loanguide in Florida

    I help buyers and homeowners in Florida pick the right loan and close without surprises.

    Answer 3 quick questionsText me first

    Free to talk. No credit check to start.

    Licensed loan officer
    NMLS #2662631
    Licensed in
    FL
    Company
    CMS Mortgage Solutions Inc.NMLS #212405

    Verify on NMLS Consumer Access

    licensed state
    FL
    NMLS, tap to verify
    #2662631

    Let's see what fits you.

    Prefer to skip the form? Call, text or email me directly.

    (941) 544-7322plarsen@cmsmtgsolutions.com

    Three quick questions

    Your answers go straight to Patricia, not a call queue. About two minutes.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Patricia

    What happens after I hit send?

    Your answers go straight to Patricia — not a call queue. Patricia reviews them personally and reaches out to walk you through the next step.

    Meet Patricia.

    Patricia Larsen helps Florida borrowers navigate the mortgage process with clarity and care. Whether you're buying your first home, refinancing, or moving up, she focuses on explaining your options in plain English and finding the loan that fits your budget and timeline. She takes time to answer every question, no matter how small it feels.

    Patricia works with CMS Mortgage Solutions, a top-50 national brokerage that shops 50+ lenders for every scenario. That means she compares rates and programs across banks, credit unions, and specialty lenders to find the right fit for your credit profile, down payment, and monthly payment goals. You get options, not a one-size-fits-all product.

    Based in Florida, Patricia brings fresh energy and a commitment to staying responsive. When you reach out, you'll get a clear explanation of what you qualify for, what your monthly payment looks like, and what happens next. No jargon, no pressure, just a straightforward path to closing.

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Your answers come to me, not a queue.

    2. 2

      Lenders compete

      CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.

    3. 3

      A clear plan

      I walk you through what comes next in plain English, from first call to keys.

    Off the clock

    • Morning ritualCold brew, no matter the season
    • ReadingHistorical fiction every weekend
    • CommunityVolunteers at local food bank

    Before you call

    Still unsure? Text me a question.

    Where are you licensed?

    I am licensed in Florida. You can check my license any time on NMLS Consumer Access (NMLS #2662631).

    What happens after I send the form?

    I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.

    Does talking to you cost anything or hurt my credit?

    A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.