Robert Small · Senior Loan Officer at CMS Mortgage
Robert Small — Senior Loan Officer at CMS Mortgage: Two decades of experience, dedicatedto a smooth and successful closing every time.
I help buyers and homeowners in Maryland, Pennsylvania and Delaware pick the right loan and close without surprises.
Free to talk. No credit check to start.

CMS Mortgage Solutions Inc. NMLS #212405
- in mortgage
- 20 yrs
- licensed states
- MD · PA · DE
Let's see what fits you.
Prefer to skip the form? Call, text or email me directly.
Three quick questions
Your answers go straight to Robert, not a call queue. About two minutes.
What brings you here today?
Prefer a human first? Text Robert
What happens after I hit send?
Your answers go straight to Robert — not a call queue. Robert reviews them personally and reaches out to walk you through the next step.
Meet Robert.
Robert Small, also known as Pops the Mortgage Guy, brings more than twenty years of mortgage expertise to homebuyers across Maryland and Pennsylvania. Since entering the industry in the early 2000s, he's built his career on a foundation of integrity, product mastery, and a genuine commitment to helping clients make sound financial decisions. Robert's depth of experience means he's seen every market cycle, worked with every loan type, and guided thousands of families through one of the biggest financial decisions of their lives.
What sets Robert apart is his ability to simplify complexity. Whether you're a first-time buyer trying to understand FHA guidelines, a veteran exploring VA loan benefits, or a seasoned homeowner refinancing a jumbo mortgage, Robert takes the time to explain your options clearly and help you choose the path that makes the most sense for your situation. His approach is consultative, not transactional—he listens first, then builds a financing strategy tailored to your goals.
Throughout his career, Robert has held leadership positions at multiple respected lenders, but his focus has always remained the same: delivering a seamless, stress-free mortgage experience from application to closing. Today, as part of the CMS Mortgage team, he continues to combine competitive loan programs with the kind of personalized service that only comes from decades of doing this work the right way.
How it works with CMS
- 1
Answer three questions
Two minutes, right on this page. Your answers come to me, not a queue.
- 2
Lenders compete
CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.
- 3
A clear plan
I walk you through what comes next in plain English, from first call to keys.
Off the clock
- Career MilestoneThousands of loans closed since the early 2000s
- ServingMaryland & Pennsylvania homebuyers
- Loan ProgramsExpert in FHA, VA, conventional, and jumbo financing
- PhilosophySimplify the complex, serve with integrity
Before you call
Still unsure? Text me a question.
Where are you licensed?
I am licensed in Maryland, Pennsylvania and Delaware. You can check my license any time on NMLS Consumer Access (NMLS #19029).
What happens after I send the form?
I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.
Does talking to you cost anything or hurt my credit?
A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.
