Sabrina Benjamin-Bailey · Loan Officer at CMS Mortgage
Sabrina Benjamin-Bailey — Loan Officer at CMS Mortgage: Mortgages,made easy
I help buyers and homeowners in Virginia pick the right loan and close without surprises.
Free to talk. No credit check to start.
- Licensed loan officer
- NMLS #2368385
- Licensed in
- VA
- Company
- CMS Mortgage Solutions Inc.NMLS #212405
- in mortgage
- 3 yrs
- licensed state
- VA
Three quick questions
Your answers go straight to Sabrina, not a call queue. About two minutes.
What brings you here today?
Prefer a human first? Text Sabrina
What happens after I hit send?
Your answers go straight to Sabrina — not a call queue. Sabrina reviews them personally and reaches out to walk you through the next step.
Meet Sabrina.
Sabrina Benjamin-Bailey is a Loan Officer serving Virginia homebuyers with three years of hands-on experience in residential lending. She works with first-time buyers navigating FHA and conventional loans, as well as borrowers looking to refinance or move up. Sabrina's approach is straightforward: answer every question, explain every form, and keep you updated through each milestone.
As a wholesale broker at CMS Mortgage Solutions, Sabrina shops 50+ lenders for every scenario, which means she can find competitive rates and programs that single-bank lenders simply can't offer. She's especially attuned to the needs of Virginia buyers, from understanding local appraisal timelines to navigating state-specific closing processes.
With three years in the field, Sabrina has built her practice around clear communication and real responsiveness. When you reach out, you'll get plain-English answers, a clear breakdown of what you qualify for, and a rate quote that's actually competitive.
How it works with CMS
- 1
Answer three questions
Two minutes, right on this page. Your answers come to me, not a queue.
- 2
Lenders compete
CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.
- 3
A clear plan
I walk you through what comes next in plain English, from first call to keys.
Off the clock
- Morning ritualCold brew, no matter the season
- ReadingMystery novels on Sunday mornings
- VolunteersLocal literacy nonprofit
Before you call
Still unsure? Text me a question.
Where are you licensed?
I am licensed in Virginia. You can check my license any time on NMLS Consumer Access (NMLS #2368385).
What happens after I send the form?
I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.
Does talking to you cost anything or hurt my credit?
A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.
