Sabrina Benjamin-BaileyLoan Officer at CMS Mortgage

    Sabrina Benjamin-Bailey — Loan Officer at CMS Mortgage: Mortgages,made easy

    I help buyers and homeowners in Virginia pick the right loan and close without surprises.

    Free to talk. No credit check to start.

    Licensed loan officer
    NMLS #2368385
    Licensed in
    VA
    Company
    CMS Mortgage Solutions Inc.NMLS #212405

    Verify on NMLS Consumer Access

    in mortgage
    3 yrs
    licensed state
    VA

    Let's see what fits you.

    Prefer to skip the form? Call or text me directly.

    Three quick questions

    Your answers go straight to Sabrina, not a call queue. About two minutes.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Sabrina

    What happens after I hit send?

    Your answers go straight to Sabrina — not a call queue. Sabrina reviews them personally and reaches out to walk you through the next step.

    Meet Sabrina.

    Sabrina Benjamin-Bailey is a Loan Officer serving Virginia homebuyers with three years of hands-on experience in residential lending. She works with first-time buyers navigating FHA and conventional loans, as well as borrowers looking to refinance or move up. Sabrina's approach is straightforward: answer every question, explain every form, and keep you updated through each milestone.

    As a wholesale broker at CMS Mortgage Solutions, Sabrina shops 50+ lenders for every scenario, which means she can find competitive rates and programs that single-bank lenders simply can't offer. She's especially attuned to the needs of Virginia buyers, from understanding local appraisal timelines to navigating state-specific closing processes.

    With three years in the field, Sabrina has built her practice around clear communication and real responsiveness. When you reach out, you'll get plain-English answers, a clear breakdown of what you qualify for, and a rate quote that's actually competitive.

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Your answers come to me, not a queue.

    2. 2

      Lenders compete

      CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.

    3. 3

      A clear plan

      I walk you through what comes next in plain English, from first call to keys.

    Off the clock

    • Morning ritualCold brew, no matter the season
    • ReadingMystery novels on Sunday mornings
    • VolunteersLocal literacy nonprofit

    Before you call

    Still unsure? Text me a question.

    Where are you licensed?

    I am licensed in Virginia. You can check my license any time on NMLS Consumer Access (NMLS #2368385).

    What happens after I send the form?

    I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.

    Does talking to you cost anything or hurt my credit?

    A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.