Steven NunezLoan Officer at CMS Mortgage

    Steven Nunez — Loan Officer at CMS Mortgage: I'll get you the keysto your new home

    I help buyers and homeowners in Arizona pick the right loan and close without surprises.

    Free to talk. No credit check to start.

    Steven Nunez, Loan Officer
    Steven Nunez, NMLS #2190237 · verify
    CMS Mortgage Solutions Inc. NMLS #212405
    licensed state
    AZ
    NMLS, tap to verify
    #2190237

    Let's see what fits you.

    Prefer to skip the form? Call, text or email me directly.

    Three quick questions

    Your answers go straight to Steven, not a call queue. About two minutes.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Steven

    What happens after I hit send?

    Your answers go straight to Steven — not a call queue. Steven reviews them personally and reaches out to walk you through the next step.

    Meet Steven.

    Steven Nunez is a Loan Officer serving Arizona borrowers who want straightforward guidance through the mortgage process. Whether you're a first-time buyer comparing FHA and conventional options or a repeat buyer refinancing in a shifting rate environment, Steven focuses on clarity: what you qualify for, what your monthly payment looks like, and what happens between application and close.

    Steven works within CMS Mortgage's broker network, which means he shops 50+ lenders per scenario to find the right rate and program fit. Instead of offering a single product menu, he compares conventional, FHA, VA, and portfolio options side by side so you can make an informed decision. He's responsive and walks you through every document request in plain language.

    As part of a top-50 national brokerage with 20+ years in business, Steven brings institutional support and lender relationships to every file. When you reach out, you'll get a clear breakdown of your options, a realistic timeline, and answers to your questions without jargon.

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Your answers come to me, not a queue.

    2. 2

      Lenders compete

      CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.

    3. 3

      A clear plan

      I walk you through what comes next in plain English, from first call to keys.

    Off the clock

    • Morning ritualCold brew, no matter the season
    • WeekendsHiking Arizona's canyon trails
    • Currently readingBiographies of founders and builders

    Before you call

    Still unsure? Text me a question.

    Where are you licensed?

    I am licensed in Arizona. You can check my license any time on NMLS Consumer Access (NMLS #2190237).

    What happens after I send the form?

    I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.

    Does talking to you cost anything or hurt my credit?

    A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.