Steven Pearson — Senior Loan Officer at CMS Mortgage: I get you to the closingtable, on time

Steven Pearson is a loan officer licensed in Maryland who specializes in getting borrowers approved and closed without unnecessary delays. With seven years of experience navigating the Maryland market, he works with first-time buyers navigating down payment options, move-up buyers comparing conventional and jumbo products, and self-employed borrowers who need a lender willing to look past W-2s. His approach is straightforward: answer questions quickly, set clear expectations, and keep deals moving.

Steven works as part of CMS Mortgage Solutions, a top-50 wholesale brokerage that shops your scenario across 50+ lenders. That means he's not limited to one bank's guidelines or rate sheet. If one lender says no, he has dozens of backup options. If your credit score sits at 620 or 780, if you're buying in Baltimore or the Eastern Shore, he finds the lender that fits.

Over seven years, Steven has built relationships with underwriters, processors, and closing attorneys across Maryland. When a file hits a snag, he knows who to call. Borrowers who work with Steven get direct access to his cell, clear timelines for each milestone, and a loan officer who treats your closing date like it matters.