Thomas Busciglio IIILoan Officer at CMS Mortgage

    Thomas Busciglio III — Loan Officer at CMS Mortgage: Keys to your new home,delivered with care

    I help buyers and homeowners in Virginia pick the right loan and close without surprises.

    Free to talk. No credit check to start.

    Licensed loan officer
    NMLS #2515656
    Licensed in
    VA
    Company
    CMS Mortgage Solutions Inc.NMLS #212405

    Verify on NMLS Consumer Access

    licensed state
    VA
    NMLS, tap to verify
    #2515656

    Let's see what fits you.

    Prefer to skip the form? Call, text or email me directly.

    Three quick questions

    Your answers go straight to Thomas, not a call queue. About two minutes.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Thomas

    What happens after I hit send?

    Your answers go straight to Thomas — not a call queue. Thomas reviews them personally and reaches out to walk you through the next step.

    Meet Thomas.

    Thomas Busciglio III helps Virginia homebuyers navigate financing with clarity and precision. As an active referral partner, he works closely with realtors and financial professionals to ensure every transaction moves smoothly from application to close. His approach is straightforward: answer questions quickly, explain options clearly, and keep everyone informed along the way.

    Thomas built his practice around the referral channel because he knows that trust matters. When a realtor or financial advisor refers a client, they're putting their own reputation on the line. He treats every referral with that same level of care, whether it's a first-time buyer navigating FHA options or a move-up buyer comparing conventional and jumbo products.

    With two years of lending experience in Virginia and a network of 50+ wholesale lenders through CMS Mortgage, Thomas has the flexibility to shop rates and programs across the market. When you reach out, you'll get a clear breakdown of what you qualify for, what your monthly payment will look like, and what steps come next.

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Your answers come to me, not a queue.

    2. 2

      Lenders compete

      CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.

    3. 3

      A clear plan

      I walk you through what comes next in plain English, from first call to keys.

    Off the clock

    • Morning ritualCold brew, no sugar
    • ReadingBiographies and history
    • WeekendsHiking Shenandoah trails

    Before you call

    Still unsure? Text me a question.

    Where are you licensed?

    I am licensed in Virginia. You can check my license any time on NMLS Consumer Access (NMLS #2515656).

    What happens after I send the form?

    I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.

    Does talking to you cost anything or hurt my credit?

    A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.