Vidhi SharmaLoan Officer at CMS Mortgage

    Vidhi Sharma — Loan Officer at CMS Mortgage: From Navy volunteer to mortgage pro—helping you build wealth one home at a time

    I help buyers and homeowners in 5 states pick the right loan and close without surprises.

    Free to talk. No credit check to start.

    Vidhi Sharma, Loan Officer
    Vidhi Sharma, NMLS #1831544 · verify
    CMS Mortgage Solutions Inc. NMLS #212405
    in mortgage
    20 yrs
    licensed states
    5

    Let's see what fits you.

    Prefer to skip the form? Call, text or email me directly.

    Three quick questions

    Your answers go straight to Vidhi, not a call queue. About two minutes.

    1 / 3

    What brings you here today?

    Prefer a human first? Text Vidhi

    What happens after I hit send?

    Your answers go straight to Vidhi — not a call queue. Vidhi reviews them personally and reaches out to walk you through the next step.

    Meet Vidhi.

    Vidhi Sharma brings a refreshing blend of financial expertise and heartfelt service to her work as a Loan Officer. Born and raised in New Delhi, India, Vidhi moved to the U.S. in 2004 as a military spouse, and that experience shaped everything that followed. With a Bachelor's in Finance from Delhi University and 18 years of corporate finance experience—including roles at Bank of America, Wells Fargo, and Chartway Credit Union—she's built a career on helping people understand the power of credit, budgeting, and homeownership. Licensed in Florida, Maryland, North Carolina, Texas, and Virginia, Vidhi serves clients across multiple markets with the same dedication she once brought to Navy and Marine Corps families as an AmeriCorps Navigator and Budget Counselor, an effort that earned her a Presidential Award.

    What sets Vidhi apart is her genuine belief that homeownership is the foundation of financial security. She doesn't just process loans—she educates, empowers, and walks alongside her clients through every step of the journey. Whether you're a first-time buyer building credit or a seasoned investor expanding your portfolio, Vidhi approaches each transaction with patience, clarity, and a commitment to your long-term success.

    Outside the office, Vidhi is a proud mother of two teenagers and a military spouse of nearly two decades. She's traveled to 35 countries, lived in four, and formally trained in Tahitian, Hula, Salsa, Belly, and Bollywood dance. Through her volunteer initiative "Fitness for Cause," she leads a group of 23 women who dance to raise funds for communities in need around the world. Vidhi's life is a testament to service, culture, and the belief that when we invest in each other, we all thrive.

    What I help with

    • VA Loans

    How it works with CMS

    1. 1

      Answer three questions

      Two minutes, right on this page. Your answers come to me, not a queue.

    2. 2

      Lenders compete

      CMS is a mortgage broker, so wholesale lenders compete for your loan. You don't shop them one by one.

    3. 3

      A clear plan

      I walk you through what comes next in plain English, from first call to keys.

    Off the clock

    • Dance styles masteredTahitian, Hula, Salsa, Belly, and Bollywood
    • Countries visited35 countries across 4 continents
    • Fitness for CauseLeads 23 women dancing to raise funds for communities in need
    • Ultimate comfort foodPizza—nothing else comes close!

    Before you call

    Still unsure? Text me a question.

    What can you help me with?

    VA Loans. Tell me what you are trying to do and I will walk you through the options that fit.

    Where are you licensed?

    I am licensed in Florida, Maryland, North Carolina, Texas and Virginia. You can check my license any time on NMLS Consumer Access (NMLS #1831544).

    What happens after I send the form?

    I reach out to you personally. I only text you if you check the consent box, and you can reply STOP at any time.

    Does talking to you cost anything or hurt my credit?

    A conversation is free and does not involve a credit check. If we move to pre-approval, I will tell you before anything touches your credit.