CMS vs. Barrett. A flat-fee platform or a support system.
Barrett runs a flat-fee model. You pay a set fee per file, keep the rest and run your business your way. CMS runs a tiered plan with processing, follow-up systems and playbooks built in. Different tools for different loan officers.
Quick answer
If you are a self-generating LO who wants a simple flat fee and full control, Barrett is built for that. If you want more of the work around each loan handled for you, and you would rather follow a proven system than build one, CMS is built for that. We'll run your real numbers with you on a call.
Comp
Tiered by production
Support
Processing, follow-up, playbooks
Since 2005
NMLS #212405
Side by side
Two different models. Pick the one that fixes what's slowing you down.
| Factor | CMS Mortgage | Barrett Financial |
|---|---|---|
| What they lead with | Systems and support around every file | A flat fee per file and full autonomy |
| How comp works | A tiered plan that moves with your production | Flat fee per file; you keep the rest |
| Processing | Bright Processing, a dedicated processing partner | Optional in-house processing, or bring your own |
| Follow-up and growth | GoHighLevel campaigns and a playbook library | Marketing assistance; growth plan is yours to build |
Barrett details are summarized from Barrett Financial's public recruiting pages and can change. Ask Barrett for its current terms in writing, and ask us for ours.
What you get at CMS
Support should show up in your calendar, your pipeline and your follow-up, not only in the recruiting pitch.
Processing handled
Bright Processing works your conditions and keeps the file moving, so your day goes to borrowers and partners.
Follow-up that keeps running
GoHighLevel campaigns and a library of playbooks give you a repeatable way to work your database and referral partners.
Income from your loans
There is no downline at CMS. You grow your income by closing loans, and your tier moves with your production.
Leadership you can reach
Corrina, DeShawn and Moe work with loan officers directly. When something is stuck, you know who to call.
Which one fits you
An honest answer saves both of us time.
CMS is likely a fit if
Barrett may suit you better if
Common questions
What LOs comparing Barrett and CMS ask us most
Bring your numbers. We'll bring ours.
A confidential conversation about your production, what slows you down, and whether CMS is the better home for your business.